I saw a post that if you have SSi and get married that your SSI can be cut back based on your spouses' income. Well SSI is supplemental security income based on low income. My question is does marriage affect plain old disability checks? Also if you have a child, and recieving SSD isn't it true you get half of the check you get for your child? Is this true if you are married to a working spouse? I am not married, but weighing options. Just curious where I can find all this out.
The only thing marraige affects SSD is that due to the higher income level (from your spouse) is that your benefits may be taxed. Due to my husband's income, my SSD is taxed...I just have them take it out each month (but you have to ask them to do this, otherwise you will get a big tax bill at the end of the year).
As for your kids, my understanding is that they can receive UP TO half of what you receive. My 3 kids combined receive half of what I receive. The SSD checks that go to your kids are not taxed.
Hope this helps!
Thanks for the info. Wow that stinks that they tax your check when it's already so little. So for your 3 kids do they each get half of your check...or juts one check which is half of your check for all 3?
[QUOTE]Just curious where I can find all this out.[/QUOTE]
From the Social Security Disability website: [url]http://www.ssa.gov/disability/[/url]
They each get a check...but they add up to a total of half my check. For example, if your check is $600 and you have 3 kids, they will each get $100 check for a grand total of $900.
Marriage does not affect SSD at all. They tax the combined income after some 30,000 or more total (see site or ask tax consultant for exact number). Additionally most states and some cities also tax SSD as well.
The amount that your children gets is one half total divided by the number of children until age 18 or 19 if still in school. Once a child turns 18/19 they loose their benefits but the rest of the childrens benifits will increase to always equal one half. Each time you have an increase they will as well.
I found that by itemizing I have never had to pay any taxes even with a 6 figure salary (husbands). We own our home so the interest write off really helps a heap! I really suggest you pay someone to do your taxes if you are unsure of the exact laws. Granted it can be expensive but it can be more expensive if you are audited and did not add your SSD amounts. Your childrens amounts are not taxed nor are considered part of your income.
[QUOTE=Kissa;2834353]Marriage does not affect SSD at all. They tax the combined income after some 30,000 or more total (see site or ask tax consultant for exact number). Additionally most states and some cities also tax SSD as well.
I'm single and I pay taxes on my SSD here in New Mexico.
I know in the statement you get from social security which tells you the max you can receive. Mine from last year said I would get $1299 per month, child $1034 per month. Total family benefits cannot be more then $2465 per month. My son is 13 so that would be good. I wish we didn't have to wait so long for an answer. You would think with computers these days they could come to a decision alot faster.
You can go to the website and request a social security statement which gives you all that info. I never request it but seem to get one every year.