Inner thigh and lower ab fat

Hey my body is okay minus some upper leg and lower tummy fat. The part that gets to me the most is the inner thigh fat because when I sit/stand with my legs together it looks like a very fat butt in front. I don't think running/walking helps much for this phenomenon [I've already been doing those]...

Any ideas how to get rid of that? And/or, (a) good exercise(s) that works on killing fat below and above the belly button area? Also, I used to have a very nice, defined butt but I've noticed the area between my upper back thighs and butt is kinda faded. Know how to make that nice and defined again?